Regional Production Analyst
Houston, TX 77042
Banking, Full Time
Countrywide Financial Corporation, together with its subsidiaries, is a nationwide financial services company. As a national
leader in residential finance, we're recognized as an innovator of new financial products and services.

Regional Production Analyst

Essential Job Function:
The Regional Production Analyst is responsible for providing the Regional Vice President (RVP) with timely and insightful
analytical information regarding the branches from the data provided by wholesale administration. Among these duties are:
comprehensive pipeline management, daily production tracking and production forecasting; analyze monthly finance and board
package data and objectively report to RVP the results, trends and areas of opportunity within the region; provide support to
branches regarding program information and loan pricing policy; and to gather and summarize meaningful competitive information.

Responsibilities:

Provide objective and comprehensive analytical support and information to the office of the RVP for the specific branches within
a geographic region.

This includes:
Produce and analyze region and branch performance/productivity/pipeline reports (daily, weekly and monthly) with an emphasis on
trend analysis and areas of strength and weakness within the region.

Review and analyze monthly Operations data including Monthly Quality Analysis spreadsheet, as well as information pertaining to
deficiencies, quality control and combined ratio performance, etc.

Review and analyze monthly Finance and Board Package data, monthly branch P&Ls and price exception reports and communicate the
results and areas of exposure and opportunity to the RVP and branches as appropriate.

Analyze the weekly Price and Product Book focusing on the region's performance and competitiveness relative to the other regions
and the competition. Communicate the results and highlights effectively with the RVP, branches and the NSS as appropriate.

Other duties, responsibilities and special projects as assigned by the RVP.

Responsible for monitoring and tracking the activity and results of any special region or branch pricing incentives that require
manual tracking and reporting to the wholesale administration area.

Develop and maintain a detailed understanding of the Company’s pricing philosophy and policy (lock, renegotiation and extension
policies, the Miscellaneous Pricing Adjustments and Expanded Criteria Matrix, etc.) and communicate effectively with the branch
network, the pricing support personnel within wholesale administration, and the market research department as applicable.

Manage and communicate to the wholesale administration area the region's use of Points in Lieu (PIL) and their ability to charge
fees according to market conditions and Company’s relative price competitiveness. Conduct periodic surveys of the fees charged by
the competition.

Ensure that the assigned branch promptly and thoroughly completes the weekly price survey as directed by the market research
department. (Perform special price surveys and conduct competitor research as needed.) Communicate effectively with the national
sales support area regarding regional and national competition so that a Competitor Database can be developed and maintained
(headquarters, centralized/decentralized, key contracts, etc.)

Develop and maintain a comprehensive of the profitability (margin) of the various products and commitment periods offered by the
division. Analyze and report to the RVP the region and branches product mix with an emphasis on profit opportunities.

Develop and maintain a comprehensive understanding of all Company lending programs and products with respect to the underwriting
guidelines, LTVs and loan limits, niche opportunities, etc.

Preferred Skills/Education:
4-Year college degree (Bachelor or equivalent) in finance, accounting, economics or related financial analyst experience

Two years experience in a mortgage banking or financial institution environment strongly preferred.

Demonstrated analytical and computer application skills required. Must know standard MSOffice applications and understand basic
query reporting functions (Cypris).

Excellent written and verbal communication skills. Strong organizational skills required.

General understanding of wholesale mortgage banking and conventional and government lending guidelines and programs strongly
preferred.


391305

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